Our fully-licensed staff can help you determine the appropriate amount of life, personal disability, or long-term care insurance that best meets your individual needs in protecting you and your loved ones. We can help you chose from a variety of life insurance, disability, and long-term care plans from a number of highly-rated insurance companies.
We can assist you in picking the right coverage from the right company to suit your individual situation. You can qualify for additional discounts on your auto and home policies by adding life insurance. The companies we work with are among the best in the insurance industry, which enables us to search for the best policy for your individual needs.
Term Life Insurance
If your need for life insurance is tied to a specific need, such as, protecting your mortgage or other loan, young children in your home; or cost is a concern, then term life insurance can meet your needs. We can offer guaranteed premiums for 10, 15, 20, 25, or 30 years depending upon your age. We also have several companies who offer term coverage with a return of your premiums if you outlive your coverage.
Permanent Life Insurance
If your life insurance needs are longer term, we also offer a variety of permanent life insurance plans. We can explain the differences between whole life and universal life policies. After a review of your needs and plans, we can recommend the life insurance plan from a number of highly-rated companies that best meets your needs.
Personal Disability Insurance
The Governor Insurance Agency can help you select the personal disability coverage that best covers your needs. We have plans that provide income should you become disabled for periods of 2, 3, 5 years, or to normal retirement age depending upon your occupation. Disability insurance can be a complex decision with the definitions of coverage and riders. We can help you decide which plan best meets your needs.
Long-term Care Insurance
The Governor Insurance Agency has relationships with specialists in long-term care insurance who can assist you in determining which company plans can best meet your long-term care needs. There is a great variety of coverage available in long-term care policies, so having someone who can help in explaining the coverage is a must.
Personal Financial Services
We can also provide IRA's, annuities, long-term care, and personal disability plans that best meet your needs from a number of highly-rated life insurance carriers.