Bundling - What's in it for me?
Did you know that if you combine your business policies together with the same carrier that you can get bundling discounts on all of your policies? Most businesses have a need for multiple policies for the business and bundling saves you money as well as makes it easier for you, should a claim ever arise. There are various types of commercial business policies that can be bundled to help you save money.
- Business Owners Policy
- Worker Compensation Policy
- Umbrella Policy
- Commercial Automobile Coverage
- Many other specialized policies
SAVINGS: Bundling insurance policies will usually cut you a pretty good deal for doing so, with discounts for bundling home and auto generally falling between 5% and 30%.
CONVENIENT: Bundling makes insurance more convenient where you can usually make a single payment, work with one agency where all of your insurance needs are under one roof.
LONG TERM: Bundling usually makes it more difficult for an insurance carrier to cut ties with you due to claims. By having multiple policies with the same insurance carrier it usually will make them think before non-renewing any pieces or all pieces of business should situations change.
Let us provide you with a free quote to bundle and save as well as review your policies for up to date and proper coverage. Call us at 330-539-9999 or contact us online at http://www.governorins.com/
Improvement Insurance - What is it and why should I care?
You might question yourself, wondering if you are covered properly. Are all your hard-earned dollars covering your building, your improvements, your personal belongings? You may have personal property insurance, but that often doesn't cover everything you think it should.
Betterments or Improvements insurance is coverage for additions or buildouts made by a lessee/renter to the building they lease/rent. This specific coverage is commonly overlooked by many agents. Improvement insurance covers the dollars that you have in improving the space, while your personal property coverage covers your loose items only, not the building/improvements itself. When running a business, shouldn’t both your hard-earned improvements as well as your personal property be covered?
This coverage will protect a business owner from financial harm should damage take place to the betterments and improvements as these are not typically covered by the landlord and are not included in your personal property coverage. This coverage is very inexpensive to have added to your policy.
If you lease a building and have made improvements to the building, Please Call Us To Verify that you have Betterments and Improvements coverage on your policy. We can provide a free review of your current coverage. You can also contact us via our website at http://www.governorins.com/