Doggy Square Bundle 1

Did you know that if you combine your business policies together with the same carrier that you can get bundling discounts on all of your policies? Most businesses have a need for multiple policies for the business and bundling saves you money as well as makes it easier for you, should a claim ever arise. There are various types of commercial business policies that can be bundled to help you save money.

  • Business Owners Policy
  • Worker Compensation Policy
  • Umbrella Policy
  • Commercial Automobile Coverage
  • Many other specialized policies

SAVINGS: Bundling insurance policies will usually cut you a pretty good deal for doing so, with discounts for bundling home and auto generally falling between 5% and 30%.

CONVENIENT: Bundling makes insurance more convenient where you can usually make a single payment, work with one agency where all of your insurance needs are under one roof.

LONG TERM: Bundling usually makes it more difficult for an insurance carrier to cut ties with you due to claims. By having multiple policies with the same insurance carrier it usually will make them think before non-renewing any pieces or all pieces of business should situations change.

Let us provide you with a free quote to bundle and save as well as review your policies for up to date and proper coverage.  Call us at 330-539-9999 or contact us online at http://www.governorins.com/index.php/insurance/pet-industry-insurance.

Doggy Square Business 2

You might question yourself, wondering if you are covered properly.  Are all your hard-earned dollars covering your building, your improvements, your personal belongings?  You may have personal property insurance, but that often doesn't cover everything you think it should.

Betterments or Improvements insurance is coverage for additions or buildouts made by a lessee/renter to the building they lease/rent. This specific coverage is commonly overlooked by many agents. Improvement insurance covers the dollars that you have in improving the space, while your personal property coverage covers your loose items only, not the building/improvements itself. When running a business, shouldn’t both your hard-earned improvements as well as your personal property be covered?

This coverage will protect a business owner from financial harm should damage take place to the betterments and improvements as these are not typically covered by the landlord and are not included in your personal property coverage.  This coverage is very inexpensive to have added to your policy.

If you lease a building and have made improvements to the building, Please Call Us To Verify that you have Betterments and Improvements coverage on your policy.  We can provide a free review of your current coverage.  You can also contact us via our website at http://www.governorins.com/index.php/insurance/pet-industry-insurance.

In 1985, Bob Thompson of Governor Insurance was approached by Jeff Reynolds of the NDGM (National Dog Groomers Association of America) to create specific insurance coverage for their members. Out of this meeting, Bob designed the Professional Liability and Animal coverage forms that were tailored to meet the specific needs of the Pet Service Industry. In 1998, Bob Thompson designed additional specific coverage for the expanding Mobile Grooming Industry. Along with the Professional Liability and Animal Coverage, Bob created coverage forms to provide for the Loss of Income for a grooming van or trailer, should it be damaged or destroyed, and to ensure the customized portion of the van or trailer also. Bob and the Agency continue to develop insurance packages for the pet industry and have been very successful in providing specific packages for Boarding Kennels, Dog Daycares, Mobile Veterinarians, Humane Rescue/Shelters, Auto and Home Insurance. Governor Insurance has been providing Home, Automobile, and Business coverage to its clients since 1947. Ask about our special discounts for auto and home insurance negotiated specifically for the pet industry. Call us for a free quote to see how much money you can save 330-539-9999.
Copy of NDGAA broch in 2018 demo 4